Time to become a Money Guru
Chat with the Guru to find loans, credit cards and other finance products or check your credit score and report.
Use one of our most common prompts:
436 reviews on
TrustpilotOne Guru. Loads of ways to help.
From finding a loan to understanding your credit score, just tell the Guru what you need.
I need to borrow £8,000 for a new kitchen
The Guru
Nice project. I can look at loans for £8,000 without touching your score. Roughly how long would you want to spread it over?
Maybe 3 years. What would that cost?
The Guru
Over 36 months, your best match comes to about £248/month. Want me to show it next to a 5-year option so you can compare?
Don't just take our word for it...Take theirs...
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436 reviews onTrustpilot
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Put the Guru in your pocket
Download our app today to get 24-hour access to the Guru, alerts about what's happening with your finances, and access to offers and cash when you need them.
Chat to the Guru any time to find products or get answers- Your Credit Score & Report, updated in real time
- Insights that explain what's affecting your score
- Pre-approved loan, card & other financial offers
The Guru
Your credit score went up +12 points this month.
Frequently asked questions
Will using MoneyGuru affect my credit score?
No. The Guru only ever uses a soft search to find offers, which lenders can't see and which won't affect your credit score.
Is it really free? How does MoneyGuru make money?
Yes, it's free to use. We're a credit broker, so we may receive a commission from a lender if you take out a product through us. That never changes the price you pay.
Are you a lender?
No. We're a credit broker, not a lender. We compare offers from lenders on our panel and help you find ones you're likely to be accepted for.
Can the Guru help if I've been declined or have bad credit?
Often, yes. The Guru can explain what may have held you back and show you offers you're more likely to be accepted for, without leaving a mark on your file.
Is my data safe?
Yes. Your data is encrypted and only shared with lenders when you choose to apply. See our Privacy Policy for the full details.
Guru guides
Plain-English explainers on loans, cards and credit, read one, or just ask the Guru instead.
